uob particular banking
uob particular banking
Blog Article
UOB Financial institution offers various personal banking providers built to fulfill the monetary wants of people. Underneath is an intensive overview to assist you recognize The real key aspects and offerings.
Types of Accounts
Financial savings Account: This account lets you cut costs when earning desire.
Options: Easy accessibility, desire earnings, small expenses.
Added benefits: Safe and sound spot for your cash, likely progress by means of curiosity.
Present Account: Ideal for day by day transactions and running charges.
Capabilities: Checkbook facility, overdraft safety.
Rewards: Handy for normal payments and withdrawals.
Fastened Deposit Account: For anyone trying to make higher desire costs above a fixed period of time.
Characteristics: Set term deposits, better curiosity charges compared to price savings accounts.
Positive aspects: Secure financial investment solution with predictable returns.
Loans
Own Loans: Unsecured financial loans that may be useful for a variety of functions like education and learning or residence renovation.
Styles:
Installment Financial loans
Credit score Strains
Rewards: Adaptable repayment terms, aggressive desire charges.
Home Loans: Customized options for obtaining property or refinancing current home loans.
Kinds:
Mounted Rate Residence Personal loan
Floating Price Property Loan
Rewards: Unique ideas to match unique requirements, eye-catching fees.
Credit Cards
UOB gives A selection of bank cards catering to different lifestyles and shelling out behaviors:
Benefits Playing cards: Make points on every single invest in that may be redeemed uob personal banking for gifts or travel miles.
Cashback Cards: Get money rebates on each day shelling out which include groceries and eating out.
Vacation Playing cards: Distinctive benefits like air miles accumulation and travel insurance coverage coverage.
Investment decision Companies
For people enthusiastic about rising their prosperity by way of investments:
Device Trusts * Diversified portfolio managed by pros. * Appropriate for prolonged-phrase progress goals.
Structured Deposits * Combines the features of traditional deposits with investment products. * Likely bigger returns but with a few chance concerned.
Insurance coverage Goods
To shield you and Your loved ones towards unforeseen situations:
Lifetime Insurance policies * Gives financial stability in case of death or important disease. * May also function a personal savings Instrument depending on the plan picked.
Health Insurance plan * Covers professional medical bills such as hospitalization prices. * Essential for mitigating superior healthcare prices.
Digital Banking Products and services
Ease at your fingertips as a result of digital platforms:
World-wide-web Banking
Permits you to regulate your finances on the net:
See account balances and transaction heritage
Transfer funds amongst accounts or pay charges
Submit an application for new goods (financial loans/bank cards)
Mobile Banking
Banking on-the-go through cell applications:
Fast harmony checks
Cell payment options (QR code payments)
Notifications & alerts about account action
Using these complete choices, UOB aims to offer personalized banking answers that cater specially to individual needs when making sure comfort and safety in all transactions.